Cyfinex offers a platform for online courses, webinars, and live demonstrations to cater to the needs of students seeking tutors, problem-solving assistance, job seekers, and recruiters scouting for candidates for their organizations (collectively referred to as the "Services"). These Services are accessible through www.cyfinex.com and mobile, tablet, and other smart devices via applications, collectively known as the "Applications."
By accessing the Site, Application, or Services, or by downloading or posting content on the Site through the Applications, you signify that you have read, understood, and agreed to be bound by these terms governing the receipt of our Services ("Terms of Service" or "Terms"). This applies regardless of whether you have registered with the Site and/or Application.
Therefore, it is imperative to carefully review these Terms of Service before utilizing the Site, Application, or Services, as well as before downloading or posting any content through the Application or using the Services. These terms encompass vital information concerning your legal rights, remedies, and obligations.
If you do not consent to these Terms, you are not authorized to access or use the Site, Application, Services, or Collective Content (as defined below).
By using the Site, Application, or Services, you establish a binding agreement between yourself and Cyfinex.
In conjunction with other terms and expressions that may be defined elsewhere within these Terms, unless the context dictates otherwise, the meanings attributed to the following capitalized terms in the Agreement are as follows:
"Learner Profile" — The Learner profile is designed for students and clients in search of educators or developers to meet their educational or project requirements. It facilitates the articulation of doubts or problems by allowing users to pose questions on the forum and receive expert responses. Additionally, learners have the flexibility to purchase courses and enroll in webinars according to their preferences. By accessing the Learner profile, you agree to use the platform in accordance with the terms and conditions specified herein. Your responsibilities and privileges as a Master are outlined here.
"Master Profile" — The Master profile is specifically designed for teachers and job seekers looking for online or offline tutoring opportunities and job placements. Users can actively engage in asking and answering questions on the forum. Additionally, they have the capability to create and sell their courses on the platform and even organize webinars. By accessing the Master profile, you agree to use the platform in accordance with the terms and conditions specified herein. Your responsibilities and privileges as a Master are outlined here.
"Boffin Profile" — The Boffin profile is designed for companies looking to hire people or organize free/paid online workshops. Users in this category can join discussions by asking and answering questions on the forum. They can also make and sell their own courses on the platform, offering a full set of features for organizational needs. By accessing the Boffin profile, you agree to use the platform in accordance with the terms and conditions specified herein. Your responsibilities and privileges as a Master are outlined here.
Assigments/Tuition Module. —
Learners (students) can effortlessly share their new requirements on the platform without any upfront payment. These requirements are then open for bidding by Masters (teachers). While Masters can view the requirements, obtaining contact information involves a small and budget-friendly fee. If a student confirms a teacher, the payment amount will be temporarily held and only processed once the teacher fulfills the requirements and receives acknowledgment.
Projects Module. —
Learners (clients) can easily post their new projects on the platform without any initial payment. These projects are then available for bidding by Masters (developers). While Masters can view the project details, accessing the client's contact information requires a small and budget-friendly fee. If a learner (client) accepts a master's (developer's) bid, the payment amount will be temporarily held and processed only once the developer fulfills the project requirements, and acknowledgment is received from the learner (client). This ensures a secure and transparent process for both clients and developers on the platform.
Courses Module. —
Both Boffins and Masters have the ability to create and sell online courses on this platform. If other users choose to purchase your course, the corresponding amount will be credited directly to your coin wallet. This streamlined process ensures a convenient and efficient transaction for course creators on the platform.
Webinars Module. —
Both Learners and Boffins can sign up for webinars, while Masters have the option to apply as speakers and set their expected salary for the event. Boffins may also act as speakers but only within their self-created webinars. Webinars can be either paid or free, and the participation amount is deducted and held until the confirmation of a successfully conducted webinar is received from the speaker. Following the webinar, Boffins can then pay the expected salary to the speaker for the successful completion of the event. This ensures a secure and transparent process for all enrolled students, speakers, and organizations on the platform.
Forum Module. —
Learners, Masters, and Boffins are encouraged to engage in the forum to seek answers and resolve doubts with the assistance of experts. Users offering accurate solutions may be rewarded with coins as a bonus, along with badges that contribute to their level and ranking upgrades on the leaderboard. Users have the ability to upvote or downvote questions and answers, report inappropriate comments or content, and even edit other questions for additional badges and a higher reputation on the platform. It's important to note that forum usage is governed by the terms and conditions outlined in this document.
Job/Recruit Module —
Masters (candidates) have the capability to search for job opportunities that align with their profession, while Boffins (organizations) can post job openings reflecting vacancies within their organizations. Boffins gain access to candidate information once individuals apply for the posted job, enabling them to advance in the hiring process. After successfully filling a job vacancy, Boffins are required to conclude the process by specifying the candidate they have hired. Utilizing the Jobs section is contingent upon adherence to the terms and conditions outlined in this agreement.
Cyfinex Wallet (Coins) —
Users receive a complimentary initial coin allocation as a starting incentive. Subsequently, for continued usage, users have the option to acquire additional coins, which can be employed to access specific features. These features encompass obtaining contact information, such as phone numbers of other users, purchasing courses, enrolling in webinars, and compensating tutors or speakers. The introduction of the Coins feature was specifically designed to circumvent the need for adding bank information, enabling a more user-friendly experience without the hassle of auto payments and other potential irritations. It's important to note that the exclusive currency on this platform is Cyfinex Coin, serving as the sole means for acquiring courses, participating in webinars, settling payments to speakers or tutors, and even earning coins through this method. Users have the option to procure coins directly from Cyfinex at a reasonable cost to sustain active participation on the platform. Usage of coins is contingent upon adherence to the terms and conditions articulated herein.
Chat System —
Users have the option to engage in chat conversations with each other on this website by paying a nominal amount of coins. Notably, Boffins are exempt from paying any coins for chatting with users if the user has enrolled or applied in their webinar, or if a candidate has applied for a job posted by the Boffin. This feature ensures a more accessible and cost-effective means of communication between users and Boffins within the platform.
Notifications and Badges —
Notification and Badges: Users on the platform will be kept informed through notifications about their various activities. As users accomplish specific goals and tasks, they will be recognized and awarded badges. These badges serve to elevate their reputation and ranking within the platform. This enhanced standing not only brings visibility but also makes users more sought after, increasing their chances of securing additional opportunities. It's important to note that the delivery and customization of notifications and badges are in accordance with the terms and conditions specified in this agreement. This system aims to provide a user-friendly experience, encouraging engagement and acknowledging user achievements.
User Ranking System —
Users on the platform will have a ranking system, akin to the hierarchical structure observed in wolf packs. Their level will be determined by their engagement and activities on the platform. As users accumulate badges, their ranking will ascend, and their name will be showcased along with their rank on the Leagueboard. This system aims to recognize and reward user participation, creating a sense of accomplishment. However, it's crucial to note that the utilization of this ranking system is contingent upon adherence to the terms and conditions outlined in this agreement.
For all user profiles on our platform — students, teachers, and organisations — there are specific guidelines and responsibilities to ensure a smooth and secure experience.
Learner (Students/ Clients/ Patient,. etc):
Students are prohibited from sharing contact details in job postings, and accounts engaged in such activities will be automatically banned. If students opt to share contact information with a tutor, they bear the responsibility of verifying the tutor's credentials, identity, and conducting background checks. Students are also accountable for any financial transactions and refunds related to course purchases or webinar enrollments. The platform disclaims liability for fraudulent activities and is not responsible for refunds in the event of a canceled webinar or any issues related to payments made to teachers.
Masters (Developer/ Teachers/ Engineer/ Doctor/ Lawyer,. etc):
While the platform provides the history of payments, it does not conduct a detailed vetting process for students, such as examining credit history. It is the responsibility of teachers to verify student credentials and manage payment transactions and refunds related to course sales or webinar enrollments. Teachers can create and sell courses on the platform and enroll in webinars. In case of a canceled webinar, payment to the teacher (speaker) will be processed, or a refund will be issued. The platform is not responsible for any issues related to payments made to teachers.
Boffins(Organizations/ Consultants):
Boffins are advised against sharing contact details within job postings, as accounts engaging in such activities will face automatic suspension. Boffins are responsible for verifying candidate credentials and managing payment transactions and refunds. They also have the capability to create and sell courses on the platform, as well as organize and enroll in webinars. In the event of a canceled webinar, payment to the teacher (speaker) will be processed, or a refund will be issued. The platform disclaims liability for fraudulent activities and is not responsible for any issues related to payments made to Boffins or refunds for canceled webinars.
These comprehensive guidelines are in place to foster a secure and reliable environment for all users on our platform. Users are reminded that the platform is not responsible for any aspects related to payments, refunds, or fraudulent activities.
By utilizing the Site, Applications, or Services, you are expressing your consent to abide by and be legally bound by the terms and conditions outlined in these Terms, irrespective of whether you become a registered user of the Services. These Terms govern your usage of the Site, Application, and Services, encompassing all Collective Content (as defined above). They establish a legally binding agreement between you and Cyfinex. Additionally, you agree to permit Cyfinex to contact you through email or SMS for existing services and to provide information on new products and services, with such communications not being subject to Do Not Disturb (DND) regulations.
Furthermore, specific sections of the Site and Application may have distinct terms, conditions, guidelines, or policies posted, which may require your acceptance of additional terms. In the event of a conflict between these Terms and the terms and conditions of a particular area of the Site, Application, Services, or Collective Content, the latter will prevail concerning your use or access to that specific area.
Failure to agree to these Terms implies that you do not have the right to access information from or continue using the Site, Application, or Services. Non-compliance with these Terms may lead to civil and criminal liabilities.
The Site, Application, and Services constitute an online platform providing online courses, webinars, and live demonstrations for students seeking tutors, problem-solving assistance on forums, job seekers, and recruiters searching for candidates for their organizations directly through the Site and Application.
By accessing or using the Site, Application, or Services, or by downloading or posting content from or on the Site or via the Application, you confirm that you have read, understood, and agreed to be bound by these Terms and to receive our Services. This acknowledgment applies whether or not you have registered with the Site and Application. If you disagree with these terms, you have no entitlement to access or use the Site, Application, Services, or Collective Content. If you accept these Terms on behalf of a company or another legal entity, you affirm that you have the authority to bind that entity to these Terms, and in such instances, "you" and "your" will pertain to that entity.
At Cyfinex, we uphold and conform to the standards established in the EU General Data Protection Regulations (GDPR). Our commitment to these regulations is demonstrated through several essential practices:
Consent: We make it a point to provide clear explanations, free from complex legal jargon, about what you're agreeing to. Prior to reaching out to you, we explicitly seek your permission.
Breach Notification: In the unfortunate event of a breach, we assure timely notification to affected users within 72 hours of our awareness of the breach.
Right to Access: You possess the right to inquire about the processing of your personal data, including its location and purpose.
Right to be Forgotten: Following a careful evaluation of your rights versus the public interest in data availability, we may fulfill your request to delete your personal data.
Privacy by Design: We implement effective technical and organizational measures, placing a premium on safeguarding the rights of data subjects. We strictly limit data processing to what is indispensable for our duties (data minimization), and access to personal data is confined to those necessitating it for processing.
When you use the Site, Application, or Services, you acknowledge that if you need a legal solution or hold someone accountable for the actions of fellow members or other third parties, your recourse is restricted to pursuing a claim against the specific members or third parties responsible for the harm. You agree not to try to hold Cyfinex liable or seek legal remedies from Cyfinex concerning such actions or oversights.
We employ the use of cookies. By using Cyfinex's website, you consent to the use of cookies in accordance with Cyfinex's privacy policy.
Most of the modern-day interactive websites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate/advertising partners may also use cookies.
Unless otherwise stated, Cyfinex and/or its licensors own the intellectual property rights for all material on Cyfinex. All intellectual property rights are reserved. You may view and/or print pages from www.cyfinex.com/ for your own personal use subject to restrictions set in these terms of service.
You must not:
- Republish material from www.cyfinex.com/
- Sell, rent, or sub-license material from www.cyfinex.com/
- Reproduce, duplicate, or copy material from www.cyfinex.com/
- Redistribute content from Cyfinex (unless content is specifically made for redistribution).
This Agreement shall begin on the date hereof.
Certain parts of this website offer the opportunity for users to post and exchange opinions, information, material, and data ('Comments') in areas of the website. Cyfinex does not screen, edit, publish, or review Comments prior to their appearance on the website, and Comments do not reflect the views or opinions of Cyfinex, its agents, or affiliates. Comments reflect the view and opinion of the person who posts such view or opinion. To the extent permitted by applicable laws, Cyfinex shall not be responsible or liable for the Comments or for any loss cost, liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website. Cyfinex reserves the right to monitor all Comments and to remove any Comments that it considers, in its absolute discretion, to be inappropriate, offensive, or otherwise in breach of these Terms of Service.
You warrant and represent that:
- You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
- The Comments do not infringe any intellectual property right, including without limitation copyright, patent, or trademark, or other proprietary right of any third party;
- The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material or material that is an invasion of privacy;
- The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
You hereby grant to Cyfinex a non-exclusive royalty-free license to use, reproduce, edit, and authorize others to use, reproduce, and edit any of your Comments in any and all forms, formats, or media.
The following organizations may link to our Web site without prior written approval:
- Government agencies;
- Search engines;
- News organizations;
- Online directory distributors when they list us in the directory may link to our Web site in the same manner as they hyperlink to the websites of other listed businesses; and
- Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups, which may not hyperlink to our Web site.
These organizations may link to our home page, to publications, or to other website information so long as the link:
- Is not in any way misleading;
- Does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and
- Fits within the context of the linking party's site.
We may consider and approve in our sole discretion other link requests from the following types of organizations:
- Commonly-known consumer and/or business information sources such as Chambers of Commerce, American Automobile Association, AARP, and Consumers Union;
- Dot.com community sites;
- Associations or other groups representing charities, including charity giving sites;
- Online directory distributors;
- Internet portals;
- Accounting, law, and consulting firms whose primary clients are businesses; and
- Educational institutions and trade associations.
We will approve link requests from these organizations if we determine that:
- The link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link);
- The organization does not have an unsatisfactory record with us;
- The benefit to us from the visibility associated with the hyperlink outweighs the absence of Cyfinex; and
- Where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.
These organizations may link to our home page, to publications, or to other website information so long as the link:
- Is not in any way misleading;
- Does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and
- Fits within the context of the linking party's site.
If you are among the organizations listed in paragraph 2 above and are interested in linking to
our website, you must notify us by sending an e-mail to cyfinex@gmail.com. Please include your name, your organization name, contact information (such as a phone number and/or e-mail address), as well as the URL of your site, a list of any URLs from which you intend to link to our Web site, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.
Approved organizations may hyperlink to our Web site as follows:
- By use of our corporate name; or
- By use of the uniform resource locator (Web address) being linked to; or
- By use of any other description of our Web site or material being linked to that makes sense within the context and format of content on the linking party's site.
No use of Cyfinex's logo or other artwork will be allowed for linking absent a trademark license agreement.
Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Web site.
We shall have no responsibility or liability for any content appearing on your Website's content. You agree to indemnify and defend us against all claims arising out of or based upon your Website's content. No link(s) may appear on any page on your Website's content or within any context containing content or materials that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.
We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our Web site. You agree to immediately remove all links to our Web site upon such request. We also reserve the right to amend these terms of service and its linking policy at any time. By continuing to link to our Web site, you agree to be bound by and abide by these linking terms of service.
If you find any link on our Web site or any linked website objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.
While we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose, and/or the use of reasonable care and skill). Nothing in this disclaimer will:
- Limit or exclude our or your liability for death or personal injury resulting from negligence;
- Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
- Limit any of our or your liabilities in any way that is not permitted under applicable law; or
- Exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence), and for breach of statutory duty.
To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.